Reward Level is our way of showing appreciation for using our card services. The higher your Reward Level, the more cash back you earn on every top-up.
On the 1st of each month, we review your total top-up volume from the past 3 months to determine your current month’s Reward Level.
The more you top up, the higher your level — and the more cash back you earn.
Plus, inviting others helps too: your invitees’ top-ups also contribute to your Reward Level calculation.
| Top-Up Volume (Past 3 Months) | Reward Level | Earn Rate (%) |
| $6,000 | Level 1 | 0.1% |
| $20,000 | Level 2 | 0.25% |
| $35,000 | Level 3 | 0.5% |
| $60,000 | Level 4 | 0.75% |
| $100,000+ | Level 5 | 1% |